The Delhi Ladli Scheme is a flagship initiative launched by the Government of Delhi to promote the welfare and education of girl children. Introduced on 1st January 2008, this scheme aims to provide financial security and encourage higher education among girls. It is managed and administered by the Department of Women and Child Development, Government of NCT of Delhi. The State Bank Life Insurance Corporation Limited (SBIL) acts as the fund manager for the scheme, ensuring the financial assistance provided to beneficiaries matures over time.
This scheme not only helps in securing the future of the girl child but also encourages families to celebrate the birth of daughters rather than viewing them as a financial burden. By offering monetary support at different educational milestones, the scheme aims to promote gender equality and social security.
Objectives of the Delhi Ladli Scheme
The primary objectives behind launching this scheme are:
- Encouraging education among girls to prevent school dropouts.
- Promoting the registration of girl births to ensure their proper identification.
- Enhancing the socio-economic status of girls by providing them with financial security.
- Discouraging female foeticide and reducing gender discrimination.
- Providing financial assistance to economically weaker sections, ensuring their daughters receive quality education.
Financial Assistance Structure
Under the Delhi Ladli Scheme, financial assistance is provided in the form of term/fixed deposits at various stages of the girl child’s life. The government deposits specific amounts in the name of the registered girl at different educational levels. The financial aid structure is as follows:
Under the Delhi Ladli Scheme, financial assistance is provided in the form of term or fixed deposits at various stages of a girl child’s life. The government deposits specific amounts in the name of the registered girl at different educational milestones.
At the time of birth, Rs. 11,000 is provided if the birth takes place in an institutional facility such as a hospital, nursing home, PHC, or CHC in Delhi, whereas Rs. 10,000 is given for a home birth. Further financial aid of Rs. 5,000 is granted at multiple stages, including admission in Class 1, Class 6, Class 9, Class 12, and after passing Class 10.
Girls who register for this scheme at birth will receive approximately Rs. 1,00,000/- after completing their 10th standard or upon attaining the age of 18 years. If a girl is registered later, she will receive the amount fixed for each educational stage along with applicable interest.
Eligibility Criteria for the Delhi Ladli Scheme
To avail the benefits of the scheme, the applicant must fulfill the following eligibility conditions:
- Residence Requirement: The girl child must be a resident of the National Capital Territory (NCT) of Delhi for at least three years before her birth.
- Income Criteria: The annual income of the family should not exceed Rs. 1,00,000/-.
- Birthplace: The girl must be born in Delhi.
- Registration Timeline: The registration should be done within one year of the child’s birth. If not registered at birth, she can avail benefits at different educational stages.
- Education Requirement: The girl must continue her education in a government-recognized school.
- Maximum Number of Beneficiaries per Family: The scheme is available for a maximum of two girls per family.
Documents Required for Delhi Ladli Scheme
The following documents are required while applying for the scheme:
When Applying at School Level
- Aadhar Card of the girl child and her parents/guardian.
- Birth Certificate of the girl child.
- Caste Certificate (if applicable).
- Joint Photograph of the girl child with parents/guardian.
- Residence Proof of three years (Ration Card, Voter ID, Water Bill, Electricity Bill, or Telephone Bill).
- School Declaration Certificate (if applicable).
- Income Certificate or Self Declaration of Income.
When Applying at Birth
- Aadhar Card of the parents/guardian.
- Aadhar Card of the girl child (if available at the time of birth).
- Birth Certificate of the girl child.
- Caste Certificate (if applicable).
- Joint Photograph of the parents with the girl child.
- Residence Proof (same as above).
- One photograph of the applicant.
- Income Certificate or Self Declaration of Income.
How to Apply for the Delhi Ladli Scheme
There are two modes of applying for the Delhi Ladli Scheme – Offline through Application Form and Online via the E-District Portal.
Offline Application Process
At Birth:
- Collect the application form from the nearest district office of the Department of Women and Child Development.
- Fill in the required details and attach the necessary documents.
- Submit the completed form to the district office.
- The application will be verified by the authorities.
- If everything is in order, the fund will be deposited in the name of the girl child with SBI Life Insurance Corporation.
At School Level:
- Obtain the application form from a government-recognized school or district office.
- Fill out the form and attach all required documents.
- Get the application approved by the school principal.
- Submit the form to the nearest district office.
- Once verified, the funds will be deposited under the girl child’s name.
Online Application Process
- Visit the Delhi E-District Portal.
- Click on ‘New User’ and register yourself.
- Enter Aadhar number and complete the verification process.
- Fill out the registration form and submit it.
- A username and password will be sent to your mobile number.
- Log in and select Delhi Ladli Scheme under Services.
- Fill in the required details and upload documents such as Aadhar Card, Birth Certificate, Income Certificate, Residence Proof, etc.
- Submit the application. You will receive a registration ID via SMS.
- Once verified, you will be notified of the approval.
Maturity Claim Process
A girl child registered under the Delhi Ladli Scheme can claim the maturity amount after passing Class 10 or 12 and upon attaining 18 years of age.
Steps to Claim the Maturity Amount
1. Open a zero-balance account at any SBI branch.
2. Submit the required documents, including two passport-size photographs, the receipt issued by SBI Life Insurance, identity proof of the girl child, and proof of residence.
3. After opening the account, visit the district WCD office with the original and photocopy of the bank passbook, a crossed blank cheque, the original receipt from SBI Life Insurance, and proof of education (Class 10/12 mark sheet).
4. Once the verification is complete, the maturity amount will be transferred to the girl’s account.
Conclusion
The Delhi Ladli Scheme is an excellent initiative by the Delhi Government to empower girl children through financial assistance and education. By reducing economic constraints and encouraging families to educate their daughters, this scheme plays a crucial role in shaping a more equitable and progressive society.
Families in Delhi should take advantage of this scheme to secure their daughter’s future and contribute to the overall development of society. With continued efforts and awareness, schemes like this will help in achieving gender equality and women empowerment in India.