Owning a house in a metropolitan city like Delhi is a dream for many, especially for workers in the building and construction sector. Recognizing this need, the Delhi Development Authority (DDA) has launched the DDA Shramik Awaas Yojana. This initiative aims to provide affordable housing to registered building and construction workers as well as registrants of the PM Vishwakarma Scheme at a 25% discount on the price of flats. The scheme is designed to improve the living standards of economically weaker sections (EWS) by offering them a chance to own a home in the city at a reduced cost.
Key Highlights of the Scheme
- Flats are available at a 25% discount.
- Price after discount: ₹8.65 to ₹8.8 lakh.
- Total Flats Available: 700 in Narela, Sector G2.
- First-Come, First-Serve: Flats will be allotted on a first-come, first-serve basis.
- Financial Assistance: Loan facilities are available through financial institutions partnering with the DDA.
- Application Mode: Online through the DDA E-Services Portal.
- Registration Fee: ₹2,500 (non-refundable).
- Booking Amount: ₹50,000 (non-refundable, adjusted in final payment).
Eligibility Criteria DDA Shramik Awaas Yojana
To qualify for the DDA Shramik Awaas Yojana, applicants must meet the following conditions:
- Must be a citizen of India.
- Must be at least 18 years old.
- Annual family income should be less than ₹10 lakh.
- Must belong to the Economically Weaker Section (EWS).
· A registered building and construction worker with the Delhi Building and Other Construction Workers Welfare Board (DBOCWWB) (registration on or before December 31, 2024).
· OR a registrant of the PM Vishwakarma Scheme.
Required Documents For DDA Shramik Awaas Yojana
Applicants must provide the following documents:
- Identity Proof (Aadhaar Card, PAN Card, etc.).
- Address Proof.
- Income Certificate.
- EWS Certificate.
- DBOCWWB Registration Proof (if applicable).
- PM Vishwakarma Scheme Registration Proof (if applicable).
- Affidavit and Undertaking (to not make alterations to adjacent flats).
- Loan Sanction Copy (if applicable).
- Bank Statement Details.
- Disability Certificate (if applicable).
- TDS Copy (if applicable).
Application Process of DDA Shramik Awaas Yojana
1. Registration Process
- Visit the DDA E-Services Portal.
- Select DDA Shramik Awaas Yojana from the scheme list.
- Click on Create Login.
- Fill in the required details and request an OTP.
- Enter the OTP and create a password.
- Use the PAN number as the User ID.
- Pay the ₹2,500 registration fee.
- Receive a confirmation via SMS or email.
2. Flat Booking Process
- Log in to the DDA E-Services Portal.
- Select DDA Shramik Awaas Yojana from the scheme list.
- Choose a flat as per preference.
- Pay the ₹50,000 booking amount.
- Receive an allotment letter within 24 hours.
- The booking amount will be adjusted in the final price.
3. Final Payment and Possession
- The remaining amount must be paid within 60 days from the issuance of the allotment letter.
- A 30-day grace period is provided with an interest rate of 10% per annum.
- If payment is not completed within the given period, allotment may be canceled, and the paid amount forfeited.
Important Dates of DDA Shramik Awaas Yojana
- Registration Start Date: January 6, 2025.
- Flat Booking Start Date: January 15, 2025 (11:00 AM onwards).
- Last Date to Register: March 31, 2025.
Conclusion
The DDA Shramik Awaas Yojana is a significant step towards providing affordable housing to Delhi’s working class, particularly construction workers and PM Vishwakarma Scheme registrants. By offering a 25% discount, this scheme makes homeownership more accessible and improves the quality of life for thousands of workers. The process is straightforward, ensuring that eligible beneficiaries can easily apply online. Moreover, the financial support provided by partner institutions enables applicants to secure loans if needed.
However, applicants must act quickly, as the flats will be allocated on a first-come, first-serve basis. With the deadline for registration set for March 31, 2025, interested individuals should complete their registration and booking at the earliest to secure their chance of owning a home in Delhi. This initiative not only addresses the housing needs of the working-class population but also strengthens the government’s commitment to affordable housing and urban development. For more details, applicants can visit the DDA E-Services Portal or contact the DDA Helpline.